If you’ve attended elementary school in the last 30 years, you’ve heard of haiku: three-line poems with a 5-7-5 syllable pattern, usually about nature, often cutesy. I’m happy to report that despite some grains of truth, you’re wrong. Haiku is a lean, muscular form of thinking, and the discipline of writing haiku is a rich addition to a full life.
Newsflash, amigos. Sometimes we mess up, and sometimes we need to say we're sorry. But if offering an apology starts with the line "I'm sorry if you," then you're not actually apologizing; you're simply expressing your own regret that you and the other party are not on the same page....namely, that they don't agree with you. In fact, we're deeming the word "if" inappropriate for apologies altogether. The other person can never be the subject of an apology.
If you're apologizing, you're the subject not just of the opening clause, but the whole paragraph: it is you that is sorry, you who owns the responsibility for the conflict in the first place, and therefore you who needs to put things back together again. An apology is not an opportunity for you to move past the other person's offense in an argument so you can return to making your same point as before. The apology is a pivot point that changes the nature of the conversation altogether.
The older we get, the harder it becomes to start new habits...and break old ones. We begin in earnest, but soon we fall back; the good seem to slip, and the bad seem to creep in. The best way to keep yourself accountable is to ask yourself this simple question (looking into a mirror is optional):
Am I doing what I want?
In a world full of exceptions, we still have some unifying traits. This is one thing I can say for certain, you handle money almost every day. It's a constant flow, either in or out like a steady tide. I have a small but powerful set of money books on my shelf, and you should too. This list is probably not new, but I know there's something on this list you need to grab today to up your money game in the very best way.